Swapping Houses Instead of Selling: The Tax Engineering of Technical Exchange The Challenge: Finding the perfect "match" is difficult. But Royal House, with its database of investors and developers, often manages to structure deals where your property is accepted as "repossessed" by a builder, activating this tax benefit. 21 Sep 2026 min de leitura In a high-priced market, the IMT (Municipal Property Transfer Tax) is a brutal cost. On a purchase of €500,000, the IMT + Stamp Duty is around €30,000. A property exchange is the only legal tool to "hack" this cost. Tax Calculation: In a property exchange, the ITBI (Property Transfer Tax) is only levied on the difference in declared values. Sale + Purchase Scenario: Sell for €300k, Buy for €500k. Pay ITBI on the total €500k. Property Exchange Scenario: You exchange your house (€300k) + €200k in cash for the new house (€500k). The ITBI is only levied on the €200k (the difference). Savings: Can reach R$20,000 immediately. Share article FacebookXPinterestWhatsAppCopiar link Link copiado